The AI Engine for Smarter Credit & a Fairer Future
CreditRepairGPT analyzes, disputes, and improves credit automatically — then predicts what to do next with explainable AI. It’s not another repair “service.” It’s a credit intelligence platform built for real people, and engineered for institutional scale.
Auto-Dispute & Explain
Drafts compliant dispute letters in seconds — with clear, human-readable reasons and editable outputs.
Predictive Score Modeling
Simulate actions and see projected score impact before you act — with confidence intervals.
Built for Scale & Trust
Security, audit trails, and explainability by design — enterprise-ready from day one.
From “Repair” to Credit Intelligence
CreditRepairGPT is a new category: a self-improving system that repairs, predicts, and protects. It reads reports, explains the “why,” and automates the “what now” — turning uncertainty into action.
- NeuroScore™ — forecasting engine for score movement.
- AutoDispute™ — compliant, editable, trackable letter generation.
- ScoreGuard™ — always-on monitoring and anomaly detection.
Total Addressable Market: tens of millions of consumers annually, plus lenders and fintech partners.
Moat: proprietary outcomes dataset → better predictions → better outcomes → compounding advantage.
Model: subscription + enterprise licensing + partner APIs.
Every recommendation includes rationale and editable outputs — no black boxes.
Encryption in transit, access controls, and auditable events as standard.
Partner endpoints for lenders and fintechs — integrate forecasts, flags, and letters.
Core flows: report parsing, AutoDispute™, NeuroScore™ previews.
Predictive scenarios, ScoreGuard™, guided improvement plans.
Licensing for lenders/fintechs; decision-support dashboards.