Cookie Policy
Last updated: October 7, 2025
This Cookie Policy explains how CreditRepairGPT (“we,” “us,” or “our”) uses cookies and similar technologies (collectively, “cookies”) on our websites, apps, and services (the “Services”). For information about how we process personal information, see our Privacy Notice.
2) Types of Cookies We Use
- Essential – Required for core site functionality (e.g., security, session management, load balancing). These cannot be switched off.
- Functional – Remember choices you make (e.g., language, region, preferences) to provide a more personalized experience.
- Performance – Help us measure and improve performance (e.g., page load, errors, basic analytics).
- Analytics – Provide aggregated usage statistics and product insights to improve the Services.
- Advertising/Targeting – May be set by us or our partners to build a profile of your interests and show relevant ads. You can opt out as described below.
- Security/Fraud Prevention – Detect, prevent, and respond to security incidents or abuse.
3) Why We Use Cookies
We use cookies to operate and secure the Services, remember your preferences, understand how our site is used, improve features, personalize content, and (where applicable) measure or deliver advertising. Some cookies are set directly by us; others are set by service providers acting on our behalf (e.g., hosting, analytics, security).
4) Cookies & Similar Technologies We Use
Below is a representative list. Specific cookies may vary over time as we improve the Services.
| Category | Provider / Cookie | Purpose | Retention |
|---|---|---|---|
| Essential | CreditRepairGPT – session_id, csrf_token |
Authenticate users, maintain sessions, prevent cross-site request forgery. | Session / up to 12 months |
| Performance | Hosting / CDN | Load balancing, uptime, page speed metrics. | Session / up to 24 months |
| Analytics | Analytics Platform (e.g., GA) – _ga, _gid |
Understand traffic, features used, and improve product decisions. | Up to 24 months |
| Advertising/Targeting | Ad Network / Social Pixel | Measure campaigns, limit frequency, deliver relevant ads (where used). | Up to 24 months |
| Functional | Preference store – lang, cookie_prefs |
Remember settings like language, consent choices, and display options. | 6–18 months |
| Security/Fraud | Security partner | Detect suspicious activity, protect accounts and platform integrity. | Session / up to 24 months |
Note: Names, lifetimes, and providers may change as we update the Services. Your cookie banner (if deployed) will display current details.
5) Your Choices & Consent Management
On your first visit, you may see a cookie banner that lets you accept, reject, or customize non-essential cookies. You can revisit your choices at any time by clearing cookies and reloading the site or using any “Cookie Settings” link we provide. Essential cookies are always on because the site won’t work correctly without them.
Residents of certain jurisdictions can also opt out of analytics/advertising that may be considered a “sale,” “share,” or “targeted advertising.” Visit our Do Not Sell or Share My Personal Information page to submit a request.
6) Browser Controls
Most browsers let you block or delete cookies. Instructions: allaboutcookies.org/manage-cookies. If you block cookies, some features may not function properly. Clearing cookies may reset your preferences, requiring you to re-apply them.
7) Global Privacy Control (GPC)
If your browser sends a Global Privacy Control (GPC) signal, we treat it as an opt-out of “sale”/“sharing”/targeted advertising for the specific browser sending the signal, to the extent required by applicable law.
8) Advertising & Analytics
We may use analytics to understand use of our Services and, where applicable, limited advertising technologies to measure or deliver ads. You can learn about online advertising choices at aboutads.info and networkadvertising.org/choices. For mobile apps, see your device settings (e.g., “Limit Ad Tracking”).
9) International Users
Cookies and similar technologies may process information in countries with different data-protection laws than your home country. We apply appropriate safeguards as described in our Privacy Notice.
10) Updates to This Policy
We may update this Cookie Policy to reflect changes in cookies we use or legal requirements. When we make changes, we will revise the “Last updated” date above and, where appropriate, provide additional notice.
11) Contact Us
Questions about this Cookie Policy? Email us at hello@creditrepairgpt.com.
This Cookie Policy should be read together with our Privacy Notice and Do Not Sell or Share My Personal Information page for additional choices.